An increasing number of young Brits are asking their parents to assist their applications for personal loans and other forms of credit, according to a financial comparison website. The findings suggest that 11 per cent of consumers nationwide have relied on help from their parents as they seek to secure a loan, whilst a greater proportion of Londoners need parental assistance with 15 per cent asking parents for help. However, among consumers aged in their 20s, that nationwide figure more than doubles, with 23 per cent relying on their parents to secure personal loans or other forms of credit.
Head of loans at moneysupermarket.com, Tim Moss, suggested that loans and mortgages are two of the main areas in which parents could help by being named as guarantors. He said, It has been common for mum and dad to be tapped for some financial help towards a first home. But more and more parents are being asked to act as guarantors on a range of credit applications.
Whilst the past 12 months have been difficult for the majority of consumers, research from the price comparison website suggests that those with money to save have been able to take advantage of increasing interest rates .





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