Virgin Loans

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Virgin Loans

You choose how much, how long and what for… with a Virgin Loan

With a Virgin Loan you could borrow between £3,000 and £25,000. Whatever you need the money for, be it a new shed, buying a camel or flying to the moon – so long as it is legal we don’t mind. You can make the choice to pay it back anytime between 12 and 72 months, choosing whether to take out Payment Protection Cover. If you want to, you can even choose to defer your loan repayments for the first four months of your loan. Nice one!

Many loans and lending companies trap the borrower into paying hidden charges if they want to pay off their loan early. With Virgin, you can pay off your Virgin Personal loan as early as you want, without incurring any extra charges. The sooner you pay off your loan, the less interest you’ll have to pay.

Applying online couldn’t be easier, and we’ll aim to give you a yes the very next working day. You could also call us free and quote Virgin Internet to the telephone operator. Once we approve your application, we’ll send you a form to sign, and we’ll usually be able to get you the money in five working days. If you need it quicker, just let us know and we could get the money into your bank account the day we receive your form.

We also offer payment protection cover, and if your loan is for a car you could even save yourself 30 per cent with Virgin Cars!