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Zopa Loans

Zopa – the first lending and borrowing exchange

Zopa offers a new way of conducting financial transactions. Acting as a conduit between individual lenders and borrowers, Zopa is everything but a bank!

Zopa cuts out the middleman, allowing no overhead costs, and no unethical investments.

Lenders put money in, and this is distributed amongst the borrowers. To lessen risk, money from each lender is divided amongst borrowers, who likewise receive their money from numerous different sources.

Zopa is for people who want to be part of something different and new; a community of like-minded people who can borrow and lend in a secure but trusting environment. The interest rates that zopa can provide are better, because of the lack of middlemen. Also, Zopa is aimed at people who earn money in new ways. People who are self-employed, people with fluctuating incomes, people who normally wouldn’t have a chance of gaining credit: all are welcome.

So, how does it work? Well, Zopa is a market like any other. A lender puts up their money at a certain rate, and if you like the rate then in theory you can borrow it. Borrowing from the lenders on Zopa is quick and easy, and if you see a rate that grabs you, the money could be in your account within a few days.

So, if you would like a new and refreshing option, and would rather deal with people than a faceless institution, check out Zopas’ rates today. Zopa was created and is managed by a team of experienced financial professionals dedicated to offering a new alternative in the sterile world of financial services.