Borrowers with bad credit are suffering most of all in the wake of the credit crisis. Lenders are approving fewer and fewer loan applications each month in the current climate, having tightened their loan criteria.
Bad credit consumers are most vulnerable, with providers eager to avoid having bad debts on their books. Given the high risk nature of accepting loan applications from people with bad credit, many lenders have withdrawn many, if not all, of their bad credit loan offers.
Perhaps the worst hit of everyone is borrowers with bad credit who have already put down a deposit on a house. Many lenders who have offered mortgage loans to bad credit customers are reportedly attempting to pull out, with the customer at risk of losing their deposit, which is typically tens of thousands of pounds.





Paying Too Much?