In a move inconsistent with the current market trend, HSBC is offering homeowners an impressive remortgage tracker rate of 5.98% on loans up to 90% loan to value. The offer is available to any homeowner moving their mortgage from another mortgage provider to HSBC, with the rate fixed at a guaranteed 0.23% above the Bank of England base rate for the duration of the loan.
There is no early repayment charge or exit fee payable and there is no limit on the number of overpayments allowed, though a £599 booking fee is payable.
Meanwhile, HSBC has also cut its two, three and five year fixed rate mortgages to 6.29% with a two year discount rate of 5.74%.
The move is especially surprising given the current market conditions, with the majority of lenders increasing mortgage and personal loan rates. Bradford and Bingley are perhaps the worst offenders, having increased rates on some of their personal loans by 4%.






Paying Too Much?