Anyone looking for a personal loan will find that there are still some good offers out their despite the credit crunch, one exert has claimed.
Michelle Slade of Moneyfacts.co.uk explained that while the cost of personal loans has generally increased, a few have cut them.
She said: "Moneyback Bank, Britannia BS, Yorkshire Bank and Clydesdale Bank have all reduced selected rates since the beginning of the year. In fact anyone looking to take out a £5K loan with Yorkshire Bank or Clydesdale Bank will have seen rates reduced by as much as seven per cent."
However, she warned that people should be careful as most lenders advertise typical rates for personal loans, so the actual cost may end up being higher.
Earlier this month, Vicky Redwood, UK economist at Capital Economics, warned that more rate cuts by the cost of personal loans to fall substantially.
The Bank of England is expected to cut rates sharply, she added.





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