With interest rates on the rise in recent months, borrowers have seen some rates rise as high as around eighteen per cent. However, that figure pales into insignificance when compared with the rate faced by one lady who took out a loan from the Early Pay Day Loans company.
The unnamed woman took out a one week loan for £320, which, given the short-term nature of the loan, was accompanied by £80 interest over each of the seven days. When the annual percentage rate (APR) of repayments were calculated, the rate worked out at over 2.6 million per cent.
Early Pay Day Loans has defended their rates, insisting rates are significantly higher on short term loans as borrowers tend to be high risk.





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